Location: Sandton
Type: Full-time
Seniority Level: CEO/Director/Partner
Reports to: Board of Directors
Job Description
The CEO of StudyAll will lead a pioneering fintech company focused on democratizing access to quality education through innovative student lending solutions. As the head of this alternative lending platform, you will build and scale a technology-driven financial services business that provides flexible payment options specifically designed for underprivileged students who lack traditional funding options. This role requires a leader with deep fintech expertise, regulatory knowledge, and a passion for financial inclusion in the education sector.
Key Responsibilities
Business Strategy & Growth
● Define and execute the strategic roadmap for StudyAll’s lending platform, positioning it as a leader in the education fintech space
● Develop and scale alternative credit assessment models that evaluate student creditworthiness beyond traditional metrics
● Drive product innovation in flexible repayment structures, income-share agreements, and BNPL education financing
● Establish strategic partnerships with educational institutions, EdTech platforms, and financial partners to expand market reach
Financial Services & Risk Management
● Build and oversee a robust NBFC operation compliant with regulatory requirements and industry standards
● Implement sophisticated risk assessment algorithms and credit scoring models tailored to student demographics
● Develop sustainable unit economics and pricing strategies that balance accessibility with profitability
● Establish comprehensive loan portfolio management, including collections, restructuring, and recovery processes
● Monitor key lending metrics: default rates, loan-to-value ratios, customer acquisition costs, and lifetime value
Technology & Operations
● Oversee the development of a cutting-edge lending platform with seamless user experience for loan origination, underwriting, and servicing
● Implement advanced data analytics, machine learning, and AI capabilities for credit decisioning and risk management
● Ensure robust cybersecurity, data protection, and fraud prevention measures across all operations
● Build scalable operational infrastructure to support rapid growth and high transaction volumes
Regulatory & Compliance
● Navigate and ensure compliance with NBFC regulations, consumer protection laws, and financial services legislation
● Establish relationships with regulatory bodies, rating agencies, and industry associations
● Implement comprehensive KYC, AML, and credit reporting procedures
● Maintain adherence to fair lending practices and responsible lending guidelines Fundraising & Capital Markets
● Develop relationships with venture capital firms, private equity investors, and strategic financial partners
● Explore debt financing options, securitization opportunities, and alternative capital sources
● Present compelling investment propositions highlighting market opportunity, unit economics, and growth potential
Leadership & Team Building
● Build and lead a high-performing team across technology, marketing, risk, operations, compliance, and business development
● Foster a culture of innovation, customer-centricity, and responsible lending practices
● Establish clear performance metrics, accountability structures, and incentive programs
Required Qualifications
Core Experience
● 10+ years of senior leadership experience in fintech, NBFC, digital lending, or financial services
● Proven track record of scaling lending businesses, with experience in consumer credit, marketplace lending, or alternative finance
● Deep understanding of credit risk management, underwriting processes, and loan portfolio optimization
● Regulatory expertise in NBFC operations, consumer lending laws, and financial services compliance
● Technology leadership experience with fintech platforms, digital lending solutions and data-driven decision making
Industry Knowledge
● Alternative lending experience: BNPL, peer-to-peer lending, marketplace lending, or similar models
● Credit assessment expertise: Alternative credit scoring, machine learning models, and non-traditional data sources
● EdTech familiarity: Understanding of education financing, student demographics, and academic institution partnerships
● Capital markets knowledge: Experience with debt funding, securitization, and investor relations
Leadership Capabilities
● Entrepreneurial mindset with experience building fintech companies from early to growth stage
● Strategic thinking with ability to identify market opportunities and competitive advantages
● Stakeholder management skills for engaging with regulators, investors, partners, and team members
● Data-driven approach to business decisions, risk management, and performance optimization
Educational Background
● Advanced degree in Finance, Business Administration, Economics, Engineering, or related quantitative field
● Regulatory training in NBFC operations and consumer lending compliance
What We Offer
● Highly competitive executive compensation
● Significant equity stake with potential for substantial value creation as the company scales
● Lead a high-impact fintech that democratizes access to quality education
● Shape the future of education financing and student lending in emerging markets
● Build a category-defining company with potential for regional expansion and market leadership
